Paul Zagaris

  • Mortgage Loan Originator
  • NMLS: 241236
  • (916) 262-7630
  • (209) 614-1394
  • (800) 594-8020
  • 1614 19th Street
  • Sacramento, CA 95811



Welcome to my website.

Whether you're buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need to make sure you're dealing with a top professional who is able to give you quick and accurate advice on your home mortgage needs. I have the expertise and knowledge you need to explore the many financing options available.

Ensuring that you make the right choice for you and your family is my ultimate goal. And I am committed to providing my customers with mortgage services that exceed their expectations. I hope you'll browse my website, check out the different loan programs I have available, use my decision-making tools and calculators, and apply for a loan in just four easy steps with the short form Application.

After you've applied, I'll call you to discuss the details of your loan, or you may choose to set up an appointment with me using my online form. As always, you may contact me anytime by phone, fax or email for personalized service and expert advice.

They were very helpful, made this happen quickly + efficiently. I had the best service and received the most help and knowledge from the team. I am beyond thankful + blessed to have had such an amazing team to help me with my first home buying.

Brittney G.

My experience has been awesome, I would definitely recommend.

Markella T.

Very well served.

Brandon W.

Very well served, good communication and timeliness, friendly people, great work. Very professional.

Alexander S.

Paul was very helpful with my loan and did a great job.

Gary H.

Paul at Mountain West worked fast and was very accurate with his numbers and information. We would recommend him to friends and family.

Karrie G.

Great experience!

Ian S.

Quick response to questions and available to help at all times, kept me motivated!

Veronica P.

Paul Zagaris was helpful and positive.

Theresa B. & Donald O.

Paul and his team were wonderful! They delivered on what they said they would do in a prompt fashion and made the first time home buying experience as painless as possible. I would recommend them highly for a home loan.

Josh B.

Great Service!

Veunta D.

Paul did an excellent job, he was very quick to answer calls and follow up on action items.

Faria Family

Very professional & fast closing!

B. Hillary

I have enjoyed working with Paul Zagaris he is an amazing person and went above and beyond what anyone could expect. He met all expectations. I thank him for all he has done.

Julianne L. & Ida T.

I've bought multiple homes and never have I had this good of an experience. I love my loan officer Paul! He was the nicest, most understanding guy I've worked with. I am very grateful for him. Thank you.

Leffler Family

Everything was good!

Davis Family

Great!

Linda T.

Paul Zagaris was excellent to work with. Prompt, quick, and always available. Would highly recommend him.

Ryan B. & Holly F.

Great!

Thomas G.

Paul Zagaris, my loan officer, did an outstanding job directing the process to a successful conclusion. Highly recommend.

Duke L.

Great experience!

Josue A.

Very professional and competent. Felt secure. Thanks!

David H. & Jessica W.

Excellent experience. Thank you Paul.

Vicki C.

Thank you :)

Robert L. & Coryn C.

I highly recommend Paul Zagaris!

David H.

Good job!

Elinda L. & Gloria A.

From the start, Paul was very helpful he kept me in the loop the entire way. When our appraisal came in lower than expected he went out of his way to fight it and the outcome was great! Thank you Paul for all of your help and dedication through the process. I would and have recommended him to anyone else looking for a great deal. Thank you!

Anita R.

Paul was great!

Steve & Rebecca C.

Overall pleasant and easy.

Justin & Terri G.

Paul is great!

Jennifer T.

Paul Zagaris delivered my loan on time. He is very knowledgeable and professional. He came highly recommended and surpassed my expectations!

Bahiyah H.

It was great working with Mountain West Financial, Inc. They were very clear & precise with the process of assisting us with financing our property.

Romeo E.

Our experience was entirely a positive one. Thank you!

MIchael & Emily
Can I Defer a Mortgage Payment?
Can I Defer a Mortgage Payment?
Feb 20 2020   refinance 30 year loan home loan lower mortgage payment
Deferring a mortgage payment means that you are postponing or skipping a mortgage payment until a later date. Those that are going through a temporary financial hardship look for ways to pause payments briefly while they get their finances in... Read More
The Surprising Tax Savings Of Being a Homeowner
The Surprising Tax Savings Of Being a Homeowner
Feb 14 2020   first time buyer first home first mortgage home loan apply for a first home loan
Tax season isn’t always met with positivity. But when you’re a homeowner, you tend to view tax season differently. That’s because of the tax benefits of being a homeowner. With tax season soon upon us, we wanted to share some of... Read More
Mountain West Financial, Inc. Wins National Award as Top Mortgage Employer in 2020
Mountain West Financial, Inc. Wins National Award as Top Mortgage Employer in 2020
Feb 11 2020   Top Mortgage Employer NMP Mountain West Financial
Mountain West Financial, Inc. proudly announces their award as Top Mortgage Employer on the annual list by National Mortgage Professional Magazine for the 6th consecutive year. This exclusive list came as the result of a poll from readers based on... Read More
Try It for 21: A New Way To A New You
Try It for 21: A New Way To A New You
Feb 11 2020   Habits
Most of us have heard the adage that it takes 21 days build a desired habit. And while opinions differ as to whether this is 100% scientifically factual, there is still plenty of anecdotal evidence to suggest that taking on a new habit for three... Read More