Paul Zagaris

  • Mortgage Loan Originator
  • NMLS: 241236
  • (916) 262-7630
  • (209) 614-1394
  • (800) 594-8020
  • 2399 American River Drive Suite 1
  • Sacramento, California 95825



Welcome to my website.

Whether you're buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need to make sure you're dealing with a top professional who is able to give you quick and accurate advice on your home mortgage needs. I have the expertise and knowledge you need to explore the many financing options available.

Ensuring that you make the right choice for you and your family is my ultimate goal. And I am committed to providing my customers with mortgage services that exceed their expectations. I hope you'll browse my website, check out the different loan programs I have available, use my decision-making tools and calculators, and apply for a loan in just four easy steps with the short form Application.

After you've applied, I'll call you to discuss the details of your loan, or you may choose to set up an appointment with me using my online form. As always, you may contact me anytime by phone, fax or email for personalized service and expert advice.

Paul at Mountain West worked fast and was very accurate with his numbers and information. We would recommend him to friends and family.

Karrie G.

Great experience!

Ian S.

Quick response to questions and available to help at all times, kept me motivated!

Veronica P.

Paul Zagaris was helpful and positive.

Theresa B. & Donald O.

Paul and his team were wonderful! They delivered on what they said they would do in a prompt fashion and made the first time home buying experience as painless as possible. I would recommend them highly for a home loan.

Josh B.

Great Service!

Veunta D.

Paul did an excellent job, he was very quick to answer calls and follow up on action items.

Faria Family

Very professional & fast closing!

B. Hillary

I have enjoyed working with Paul Zagaris he is an amazing person and went above and beyond what anyone could expect. He met all expectations. I thank him for all he has done.

Julianne L. & Ida T.

I've bought multiple homes and never have I had this good of an experience. I love my loan officer Paul! He was the nicest, most understanding guy I've worked with. I am very grateful for him. Thank you.

Leffler Family

Everything was good!

Davis Family

Great!

Linda T.

Paul Zagaris was excellent to work with. Prompt, quick, and always available. Would highly recommend him.

Ryan B. & Holly F.

Great!

Thomas G.

Paul Zagaris, my loan officer, did an outstanding job directing the process to a successful conclusion. Highly recommend.

Duke L.

Great experience!

Josue A.

Very professional and competent. Felt secure. Thanks!

David H. & Jessica W.

Excellent experience. Thank you Paul.

Vicki C.

Thank you :)

Robert L. & Coryn C.

I highly recommend Paul Zagaris!

David H.

Good job!

Elinda L. & Gloria A.

From the start, Paul was very helpful he kept me in the loop the entire way. When our appraisal came in lower than expected he went out of his way to fight it and the outcome was great! Thank you Paul for all of your help and dedication through the process. I would and have recommended him to anyone else looking for a great deal. Thank you!

Anita R.

Paul was great!

Steve & Rebecca C.

Overall pleasant and easy.

Justin & Terri G.

Paul is great!

Jennifer T.

Paul Zagaris delivered my loan on time. He is very knowledgeable and professional. He came highly recommended and surpassed my expectations!

Bahiyah H.

It was great working with Mountain West Financial, Inc. They were very clear & precise with the process of assisting us with financing our property.

Romeo E.

Our experience was entirely a positive one. Thank you!

MIchael & Emily
Housing Market is Hot in the New Boomtowns
Housing Market is Hot in the New Boomtowns
Nov 14 2018   first time buyer first home first mortgage home loan apply for a first home loan
Boomtown -a town undergoing rapid growth thanks to recent prosperity. It was not that long ago that we saw a migration of businesses moving operations overseas or across the border to Mexico due to the cost of running a business. Now, we’re... Read More
Hosting A Fantastic Fall Open House
Hosting A Fantastic Fall Open House
Nov 12 2018   Open House Realtor Fall
After a non-stop summer, the fall market can seem a little daunting for agents. However the change of seasons offers a great opportunity to freshen-up open house tactics. Consider utilizing the best parts of fall to create curb appeal that will... Read More
Your Thanksgiving Checklist
Your Thanksgiving Checklist
Nov 9 2018   Thanksgiving Thanksgiving Checklist Food
It’s that time of year to get together with family and friends. There’s a good chance you have an idea of what to include on your menu; but do you have a checklist of the items to cross off a month before? We found the perfect to-do list... Read More
Five Quick Ways to Estimate Your Home's Value
Five Quick Ways to Estimate Your Home's Value
Nov 7 2018   mortgage broker loan officer real estate agent first time buyer first home
Home values change pretty quickly, which makes it tricky to get an accurate home value estimate without a professional. Whether you're thinking about selling in the future or just curious, there are ways to find out the value of your home in a less... Read More