Paul Zagaris

  • Mortgage Loan Originator
  • NMLS: 241236
  • (916) 262-7630
  • (209) 614-1394
  • (800) 594-8020
  • 2399 American River Drive Suite 1
  • Sacramento, California 95825



Welcome to my website.

Whether you're buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need to make sure you're dealing with a top professional who is able to give you quick and accurate advice on your home mortgage needs. I have the expertise and knowledge you need to explore the many financing options available.

Ensuring that you make the right choice for you and your family is my ultimate goal. And I am committed to providing my customers with mortgage services that exceed their expectations. I hope you'll browse my website, check out the different loan programs I have available, use my decision-making tools and calculators, and apply for a loan in just four easy steps with the short form Application.

After you've applied, I'll call you to discuss the details of your loan, or you may choose to set up an appointment with me using my online form. As always, you may contact me anytime by phone, fax or email for personalized service and expert advice.

Paul and his team were wonderful! They delivered on what they said they would do in a prompt fashion and made the first time home buying experience as painless as possible. I would recommend them highly for a home loan.

Josh B.

Great Service!

Veunta D.

Paul did an excellent job, he was very quick to answer calls and follow up on action items.

Faria Family

Very professional & fast closing!

B. Hillary

I have enjoyed working with Paul Zagaris he is an amazing person and went above and beyond what anyone could expect. He met all expectations. I thank him for all he has done.

Julianne L. & Ida T.

I've bought multiple homes and never have I had this good of an experience. I love my loan officer Paul! He was the nicest, most understanding guy I've worked with. I am very grateful for him. Thank you.

Leffler Family

Everything was good!

Davis Family

Great!

Linda T.

Paul Zagaris was excellent to work with. Prompt, quick, and always available. Would highly recommend him.

Ryan B. & Holly F.

Great!

Thomas G.

Paul Zagaris, my loan officer, did an outstanding job directing the process to a successful conclusion. Highly recommend.

Duke L.

Great experience!

Josue A.

Very professional and competent. Felt secure. Thanks!

David H. & Jessica W.

Excellent experience. Thank you Paul.

Vicki C.

Thank you :)

Robert L. & Coryn C.

I highly recommend Paul Zagaris!

David H.

Good job!

Elinda L. & Gloria A.

From the start, Paul was very helpful he kept me in the loop the entire way. When our appraisal came in lower than expected he went out of his way to fight it and the outcome was great! Thank you Paul for all of your help and dedication through the process. I would and have recommended him to anyone else looking for a great deal. Thank you!

Anita R.

Paul was great!

Steve & Rebecca C.

Overall pleasant and easy.

Justin & Terri G.

Paul is great!

Jennifer T.

Paul Zagaris delivered my loan on time. He is very knowledgeable and professional. He came highly recommended and surpassed my expectations!

Bahiyah H.

It was great working with Mountain West Financial, Inc. They were very clear & precise with the process of assisting us with financing our property.

Romeo E.

Our experience was entirely a positive one. Thank you!

MIchael & Emily
Mountain West Financial Continues to Successfully Grow with One New Retail Location
Mountain West Financial Continues to Successfully Grow with One New Retail Location
Jan 15 2018   New Location Mountain West Financial
Mountain West Financial announced today that they are continuing to expand throughout the Western United States with the addition of one new branch location during the 4th quarter of 2017. The company’s headquarters are located in Redlands, CA... Read More
Tax Reform And What It Means For Homeowners
Tax Reform And What It Means For Homeowners
Jan 12 2018   Tax Reform Homeowners
With the 2018 Tax Reform, there are three changes that are particularly relevant for homeowners:a reduction in the amount of mortgage interest that can be deducted, a new cap on property tax deductions and limits to the capital gains exemption used... Read More
Have You Considered A Cash out Refinance?
Have You Considered A Cash out Refinance?
Jan 12 2018   Cashout refinance
Do you need cash for home improvements, to start a business, pay for medical expenses or build an emergency fund? A cash-out refinance mortgage offers flexibility and variety that meets a diverse range of homeowner needs. Improved cash flow and... Read More
A Message From Our MWF President
A Message From Our MWF President
Jan 11 2018   Message MWF President
“With the close out of a very politically active 2017 we will now be focused on providing homeownership opportunities in 2018. Several factors continue to push the economy and home prices.  Wage increases, close to full employment, tax... Read More