Paul Zagaris

  • Mortgage Loan Originator
  • NMLS: 241236
  • (916) 262-7630
  • (209) 614-1394
  • (800) 594-8020
  • 1614 19th Street
  • Sacramento, CA 95811



Welcome to my website.

Whether you're buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need to make sure you're dealing with a top professional who is able to give you quick and accurate advice on your home mortgage needs. I have the expertise and knowledge you need to explore the many financing options available.

Ensuring that you make the right choice for you and your family is my ultimate goal. And I am committed to providing my customers with mortgage services that exceed their expectations. I hope you'll browse my website, check out the different loan programs I have available, use my decision-making tools and calculators, and apply for a loan in just four easy steps with the short form Application.

After you've applied, I'll call you to discuss the details of your loan, or you may choose to set up an appointment with me using my online form. As always, you may contact me anytime by phone, fax or email for personalized service and expert advice.

Very well served, good communication and timeliness, friendly people, great work. Very professional.

Alexander S.

Paul was very helpful with my loan and did a great job.

Gary H.

Paul at Mountain West worked fast and was very accurate with his numbers and information. We would recommend him to friends and family.

Karrie G.

Great experience!

Ian S.

Quick response to questions and available to help at all times, kept me motivated!

Veronica P.

Paul Zagaris was helpful and positive.

Theresa B. & Donald O.

Paul and his team were wonderful! They delivered on what they said they would do in a prompt fashion and made the first time home buying experience as painless as possible. I would recommend them highly for a home loan.

Josh B.

Great Service!

Veunta D.

Paul did an excellent job, he was very quick to answer calls and follow up on action items.

Faria Family

Very professional & fast closing!

B. Hillary

I have enjoyed working with Paul Zagaris he is an amazing person and went above and beyond what anyone could expect. He met all expectations. I thank him for all he has done.

Julianne L. & Ida T.

I've bought multiple homes and never have I had this good of an experience. I love my loan officer Paul! He was the nicest, most understanding guy I've worked with. I am very grateful for him. Thank you.

Leffler Family

Everything was good!

Davis Family

Great!

Linda T.

Paul Zagaris was excellent to work with. Prompt, quick, and always available. Would highly recommend him.

Ryan B. & Holly F.

Great!

Thomas G.

Paul Zagaris, my loan officer, did an outstanding job directing the process to a successful conclusion. Highly recommend.

Duke L.

Great experience!

Josue A.

Very professional and competent. Felt secure. Thanks!

David H. & Jessica W.

Excellent experience. Thank you Paul.

Vicki C.

Thank you :)

Robert L. & Coryn C.

I highly recommend Paul Zagaris!

David H.

Good job!

Elinda L. & Gloria A.

From the start, Paul was very helpful he kept me in the loop the entire way. When our appraisal came in lower than expected he went out of his way to fight it and the outcome was great! Thank you Paul for all of your help and dedication through the process. I would and have recommended him to anyone else looking for a great deal. Thank you!

Anita R.

Paul was great!

Steve & Rebecca C.

Overall pleasant and easy.

Justin & Terri G.

Paul is great!

Jennifer T.

Paul Zagaris delivered my loan on time. He is very knowledgeable and professional. He came highly recommended and surpassed my expectations!

Bahiyah H.

It was great working with Mountain West Financial, Inc. They were very clear & precise with the process of assisting us with financing our property.

Romeo E.

Our experience was entirely a positive one. Thank you!

MIchael & Emily
Super-Charged Home Loans for First-Time Homebuyers
Super-Charged Home Loans for First-Time Homebuyers
Aug 21 2019   first time buyer first home first mortgage home loan apply for a first home loan
“I’m buying my first home!” That proclamation is just as exciting and impressive as it is mysterious and overwhelming. Where do you start and which loan programs are made especially for first-time homebuyers? Getting started is... Read More
“I Have Bad Credit. Can I Still Get A Mortgage?”
“I Have Bad Credit. Can I Still Get A Mortgage?”
Aug 14 2019   fha loan poor credit mortgage low fico mortgage USDA loan applying for a home loan
If you're worried that your credit is too low to get approved for a home loan, you're not alone. Low or bad credit is something that many Americans are facing. But even with poor credit, there is good news! There are government loan programs made... Read More
Extra Credit: What Really Burns A Hole In Your Pocket
Extra Credit: What Really Burns A Hole In Your Pocket
Aug 7 2019   Credit
With the unemployment rate dipping to 3.6% in April and other positive economic indicators, it's a great time to review your debt and spending. It can help protect you when personal and national economic shifts occur. There's no downside to limiting... Read More
The Best Way To Use Your Home Renovation Loan
The Best Way To Use Your Home Renovation Loan
Aug 7 2019   renovation loan HELOC USDA Loan Fannie Mae Streamlined loan
What’s the best way to use your renovation loan? The easy answer is to invest in projects that will either reduce your costs in the long-run or increase your property value. For example, you can install new insulation, redo the bathrooms,... Read More