Nick Street

  • Branch Manager
  • NMLS: 996713
  • (916) 262-7631
  • (916) 705-8282
  • (916) 676-4851
  • 2399 American River Drive Suite 1
  • Sacramento, California 95825



Welcome to my website.

Whether you're buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need to make sure you're dealing with a top professional who is able to give you quick and accurate advice on your home mortgage needs. I have the expertise and knowledge you need to explore the many financing options available.

Ensuring that you make the right choice for you and your family is my ultimate goal. And I am committed to providing my customers with mortgage services that exceed their expectations. I hope you'll browse my website, check out the different loan programs I have available, use my decision-making tools and calculators, and apply for a loan in just four easy steps with the short form Application.

After you've applied, I'll call you to discuss the details of your loan, or you may choose to set up an appointment with me using my online form. As always, you may contact me anytime by phone, fax or email for personalized service and expert advice.

Easiest loan procedure we have done. Prompt service and prompt reply to questions. Very professional office.

Craig F.

Nick did a good job with talking me through the home loan process. Any problems, Nick helped out with.

Eddie D.

Nick was excellent in every regard! I'm so glad that he was recommended to us. He was professional and always willing to explain every step to make sure we were all on the same page. The highest praise we can give is that we ourselves would recommend Nick to others.

Logan M.

Terrific service! I've been taken care of at every point. As a first time home buyer, I appreciate the care and patience I've been shown.

Colette R.

Love the customer service, knowledge, experience and honesty. This is the second time using their help and they didn’t let me down. This is the only loan service I will do business with. I am grateful for their expedited service.

Sharon N.

Extremely responsive!

Trevor H.

Excellent service!!

Sharon N.

Great job!

Robert P.

I had problems with a big bank. I spoke to my realtor and he recommended Nick at Mountain West. Nick got on it and had the loan in 12 days. Thanks again for all your hard work and I look forward to working together in the future.

William F.

Excellent service.

Albert F.

We were very satisfied with the whole process! Nick and Monique were responsive, friendly, and efficient.

Wilson Family

Quickest and easiest refi ever!

Bucknell Family

I had a wonderful experience with Mountain West Financial. Nick Street was fantastic to work with. He made himself available at all hours of the day and night, and was extremely generous with his time. As a first-time homebuyer, I had lots of questions and Nick was very helpful and supportive at every step of the way. He really looked out for me, helping to flag things ahead of time to make things run smoothly, and making sure I understood what was happening at every step of the process. I would highly recommend Nick and his team to anyone.

M. Doctoroff

Two thumbs up!

Robert P.

Nick was able to make a very fast purchase happen. This was very beneficial to us.

Fleming Family

Nick and Monique went above and beyond to assist us in closing on our home. We were very pleased with their commitment and their persistence.

Martin N.

Nick and Monique were amazing to work with: friendly & knowledgeable. I would certainly chose Mountain West Financial again.

Jennifer K.

Nick always answered texts and phone calls promptly.

Hughes Family

Thumbs up for Nick & Monique.

Matthew M. & Kathleen A.

When an emergency occurred, our loan officer made things happen quickly for us. We appreciate your "family" business.

Flanigan Family

A very successful, happy experience with lots of help. Thank you all.

Elizabeth K.

Great all around service from the MWF team!

Blount Family

It is always a pleasure working with Nick and his team.

Angela D.

Nick Rocks! Good Job! Thanks!

Zierold Family

Nick Street and Bill English did an outstanding job with providing me with the loan. They were both 100% professional and helped me secure the loan in a timely instance.

Jonathan V.

Great job!!!

Sidney P.

Very pleased with lender. Exceptionally good service. Would recommend them to anyone. Thank you.

Sharon N.

Nick and Monique made everything easy. They were quick to provide info and very helpful.

Sara M. & Bryon G.

Nick Street did an amazing job.

Sidney P.

Nick is the man!

Lam Family

I found my loan officer, Nick Street, in Zillow. He had a 5-star rating and that impressed me. I met with him shortly after contacting him. He and his staff were consistently candid, informative, helpful, supportive and encouraging with me as their client. I highly recommend this company to all persons, of any age or ethnicity or income bracket, to use this lender!

Helen A.

Excellent service. I highly recommend.

Hughes Family

Nick was outstanding, I would highly recommend him.

Sarang C. & Sharifa K.

Excellent service from start to finish.

Virginia M. & Jodi A.

Everyone was so helpful and quick in answering my questions and guiding me through the process. Shout out to Nick - thanks a million!

Dominique K.

The professionals who helped us were outstanding! They went "beyond their call of duty" to help us get approval for our loan. I am very grateful to all!

Casillas Family

Nick and his staff were great to work with. I would definitely use MWF in the future and would recommend them to anybody needing their services.

John M.

I would recommend Mountain West Financial to anyone considering entering this process. Nick & Taylor were beyond helpful, quick, & eased my tears as well as answering any & all questions I have had.

Chelsea H.

Nick & Monique are the best Loan Officers I have dealt with. I have been through 4-5 loan processes & dealt with some failures as well. It was the quickest & easiest experience. 18 day close!! When my situation wasn’t the easiest! They are professionals that know how to get it done!

Anthony T.

Nick was highly recommended and I can see why as the service that Nick and his team brought was very professional timely and thorough.

Popovich Family

Great job! Very forthright, transparent, and constant consistent communication throughout the process.

Tiffany M.

We received outstanding service from a courteous, friendly, and professional company. We highly recommend these folks for any and all of your mortgage needs. Stress free experience!

Lemke Family

Fast and very friendly customer service. Knowledgeable loan officer. Great job!

Sarrels Family

Great experience! Responsive, knowledgeable, regular updates and fun videos.

Laurie R.

Nick Street is amazing! Best loan experience ever!

Rachel A. & Jason R.

The Manager and Staff at Mountain West Financial have given exemplary service in assisting us with our mortgage loan. We will definitely recommend them in the future. We really appreciate all that they have done.

Delores S. & Sandra P.

Nick was easy to work with as was Monique and they were both very available via phone and email

Timothy G.

Awesome experience. Highly recommend.

Benjamin H.

Everything went great.

Martin B,

Nick and Monique are amazing! Thank you for all of your help!

Victoria B.

We had a great experience. Nick and Monique walked us through the whole process and made the process as comfortable and easy as possible!

Skowronski Family

Nick Street and Monique were very helpful.

Mary H.

Yes did a great job.

Omand Family

Amazing!

Donna G.

We had a good experience.

William & Donna M.

It was great!

Christine C. & Katherine B.

The staff is very friendly and easy to contact.

Heather C.

Nick Street was always available and kept us up to date. Very competent.

Adams Family

Nick was great and walked me through the entire process.

Timothy W.

Nick Street - my lender was outstanding, professional, prompt, and helpful. I will definitely use his services again and have recommended him to others.

Elaine F.

Wonderful & helpful. Thank you.

Niccole C.

Nick Street and Monique were the best! I have referred people to Mountain West. Thank you.

Haze Family

This was an easy process. They were quite helpful and I would highly recommend them.

Wigley Family

Our experience has been great with Mountain West. The service and responsiveness makes a daunting process easier and more enjoyable.

Brittany F. & Jason G.

Mountain West made the process of buying a home go very smoothly and the staff was always available to answer all of my questions!

Julie W.

Great customer service.

Leso Family

Thanks Nick!

Rachel A.

Closed very quick.

Wang Family

Thanks for making my first home buying experience quick and relatively stress-free. Thank you also for always being available to answer any questions I had!

Joya F.

The MWF team was great in handling my loan process.

Jared P.

Smooth.

Mark M.

Did a fantastic job helping us with our first home purchase.

Bradley B.

The purpose of this letter is to convey and highlight the excellent service and partnership that Mountain West Financial Branch Manager Nick Street has provided me over the last few years. I have worked and partnered with Mr. Street on a number of endeavors and have been consistently impressed with his knowledge, professionalism, attention to detail, and generosity. I am the principal of Phoebe Hearst Elementary School in Sacramento, and I am charged with the yearly task of finding local business partners willing to donate to our Parent Teacher Organization (PTO), which supports enrichment opportunities and technology for all of our students. While we are academically the highest performing elementary school in our district, we receive inadequate state funding and have to search for other means to pay for important elements of our students’ school day, such as computers, field trips, and materials. Upon reaching out to Mr. Street, he was immediately engaged in the conversation and it was clear he was committed to giving back to the community and district from which he came, all the while representing your organization professionally. Since then, he has made generous donations each year to our technology program and has been an integral part of our fundraising efforts, lending his expertise and network of influence to help my students and me. Most recently, I approached Mr. Street about securing a loan for the purchase of a new home. Not surprisingly, he was incredibly helpful with essential knowledge, important details, and prompt response time. Perhaps his greatest skills are his ease of communication and terrific interpersonal dynamics, two things I value highly in my line of work. Furthermore, his staff is always helpful and welcoming. In summary, I feel compelled to write this letter of appreciation for Mr. Street and secondarily, his office. Should you need clarification or a follow-up on any of the information above, please do not hesitate to contact me.

Nate M.

Hurrah!

Issa N. & Betty F.

Nick was a pleasure to work with!

Peter & Rachel W.

Our experience was superb! Great staff - easy to work with and very pleased. Would highly recommend!

Matthew & Kathleen L.

Great service, timely and professional.

Judy & Roy W.

Nick was really very helpful during my entire loan process. Thank you.

Sushma K.

This was a great experience.

Sidney P.

Smooth and stress free.

Shawn F.

Nick did a great job. I will definitely recommend his services,

Charles B.

Nick was great to work with.

E. Pardee

Nick Street did an awesome job!!!

Mark & Denise O.

Nick answered all of our questions any time of the day!

Mr. & Mrs. Glaser

We have been very pleased with the prompt and courteous support we have received. Nick Street was very prompt and was a pleasure to work with.

Antone & Donna S.

Nick Street did a great job!

Charles & Kathleen C.

Great, Nick was awesome and very responsive!

Jason & Adelina A.

It was good & efficient. Happy staff!

Manuel B.

Nick Street was knowledgeable regarding how to refinance my loan. He found several excellent options and helped me look at the pros and cons of each. I am very happy with the rate and terms of the loan I selected. Nick explained the various forms that needed to be completed and was always available when I had questions. He managed the refi process with professionalism and humor, which I appreciated.

John S.
Sacramento, CA

I couldn't have asked for a better experience when purchasing my house. Nick was able to find the best loan available for my needs. Nick was very professional and always available 24 hrs a day. If you are ever buying a home or need your home refinanced Nick Street should be your first call. Nick has also helped my clients obtain great financing for their home purchases. I can always count on Nick to close escrow's in a timely fashion.

Sidney P.
Dunnigan, CA

Nick Street was a delightful and very easy to deal with during our recent Mortage Refi. He looked out for my best interest in our property investment like it was his own. I would definitely Recommend & Do Buissness again with Nick Street.

John S.
Santa Maria, CA

Nick handled our loan process professionally. He is quick with his updates and honest. He takes his time to explain things on a way that we understands it. Excellent service and very pleased.

M. Mata

Nick has been the most knowledgeable person I have ever worked with. He took on the challenge of finding me the right loan. He was always available when I needed to ask a question. I would never hesitate to recommend Nick to my friends and family. He did a great job! I was very satisfied with the whole loan process.

J. Jarreola

Nick is very easy to work with and is very good about keeping me updated during the course of my refi. He has the knowledge and is very professional. Definitely the person to see for all your financial needs.

Julia L.
Elk Grove, CA

The over all refinance process was very smooth and simple. We were very pleased with the time frame it took to complete everything and the communication given throughout. We are now saving money each month thanks to Nick and his team. I definitely recommend Nick!

John S.
San Jose, CA

When I first spoke with Nick I was apprehensive that he could get me the financing I needed. I have a unique income situation, and it has been tricky for other lenders in the past. From the beginning he was very diligent in asking all the right questions, and got a handle on everything upfront. Once I got into contract the seller wanted to close in what I considered an unreasonable time frame. Nick said he could do it, and I’m so happy to say he is a man of his word. The communication was amazing, he was always available to take my call, and I got a better deal than anywhere else was offering. If you are looking to purchase a home, your first call should be to Nick to get pre-approved. Mr. C.

Mr. C
Sacramento, CA

Nick was extremely helpful in explaining the entire process and walking me through everything. I was a first time home buyer and he was always quick to answer any and all of my questions. Also, he was on top of everything right away, working out any problems or issues that came up as soon as possible.

D. M. Guimary
Sacramento, CA

When we first Nick, we've met up with other lenders already. His knowledge is so impressive that we immediately put our TRUST in him. He exudes self confidence, because HE IS GREAT IN WHAT HE DOES. We are so pleased with his great customer/client service. I will recommend NICK anytime to my family and friends. He's just simply amazing!!!!!

John S. & Jane D.
Elk Grove, CA

Nick was recommended to us after having a horrible experience with our original lender. Nick went above and beyond to ensure that our loan was processed in the easiest and quickest manner while still being able to provide the best deal for us. We got a very low interest rate and everything went smoothly. I do not regret having changed lenders, in fact, I am extremely happy that I made the change. Nick communicated with us every step of the way and always answered all of our questions clearly and promptly. Every time I checked in for a status update, I received a response the same day. I could not be happier with the level of professionalism and the attention to detail placed on the entire process. Although there were many hurdles to jump and our situation was quite difficult, Nick made sure that we were able to move past all obstacles and get the deal closed. I will definitely be recommending him to family and friends.

Anna T.
Sacramento, CA

I am so lucky to have found Nick. I tried to do my loan with the company I bank with thinking that would be the easy thing to do. Boy was I wrong ! BOA dragged me around for weeks before I finally decided to get smart, and take the advice my realtor gave me which was to meet with Nick. From the very beginning he was very upfront, and assured me he could still close quickly even though I wasted so much time already. He went above and beyond what he said in that first meeting, and we actually closed earlier than expected. I owe so much to Nick for the way he handled things so professionally. I would recommend Nick to any, and everyone who is trying to buy a home. My only regret is not coming to him first like my agent told me too.

J. Benazra
West Sacramento, CA

Very personable,easy to talk to, and explains the process and other issues well. hard worker. Delivers on his promises. Highly recommended without any reservations. Closed the loan in about 3 weeks from offers acceptance.

Nelsen M.
Sacramento, CA

Nick was very quick to take on getting me a loan once Bank of America denied me. He was very confident that he would get me one and got everything done very fast! He always text or called me back right away. If it wasn't for him I wouldn't have gotten the loan. He is the best.

J. Benazra
West Sacramento, CA

Nick Street was very helpful in finding the most appropriate loan for our new home. He knew I was a Veteran of the Viet Nam era and was able to qualify for a Veteran's Loan. He got us the best loan we qualified for in a very professional manner. All our question were answered with knowledge and in a timely manner.

Raymond D.
Sacramento, CA

Nick Street was referred to me as an expert in handling difficult situations. I first spoke with Nick in June. Because I had a BK I wanted to refinance my FHA mortgage. Nick is very knowledgeable with the constant changes with FHA loans and advised me of program criteria and other options. My discharge date of BK was in late September. Nick was ready to get the ball going that Monday! (I thought he forgot, but he didn't.) I received a very creative link from the mortgage company introducing me through the loan process. I received almost daily status updates of my loan. He offered his assistance to help expedite some documents. Nick made my loan process stress-free, even when faced with a few hiccups. He smoothed them right out. I felt comfortable and confident with Nick. Overall, my loan process was handled expeditiously and in a professional manner. I have strongly recommended and/or referred Nick Street to my family and friends. He has certainly lived up to the referral as the "expert" to me.

Karen L.
Mountain House, CA

A very professional approach to our needs and wants while looking for property in the Elk Grove area. We actually got the perfect home in the quickest time possible (15 business days). We were very glad that we chose and agent that listen to our needs. We would highly recommend this team for sure!

Tom & Lisa S.
Elk Grove, CA

Nick was very knowledgeable with my loan application. He processed my loan in less than a month for my investment property. He was quick respond with my questions. I truly appreciated the professional and prompt services. I would highly recommend him to my friends and relatives to any mortgage transactions.

John S.
Sacramento, CA

Nick was ALWAYS very quick to respond, answering questions accurately and fairly. After checking out three different lenders, Nick's rates were not only the most competitive but his level of professionalism was outstanding. He is also VERY knowledgable about the industry's various nuances and VERY patient educating us (consumers) about it so we felt confident about making educated choices.

Garvey D.
Sacramento, CA

Nick Street explained the process to me and wife with the upmost and honest professionalism. He explained things very well until we understood the 100 percent. Thank you for your patience as well as treating us as people rather than just home loan customer. You truly standout above the rest, and thank you again for helping us with our first home, Pacheco Family

M. Z.
Sacramento, CA

Nick was referred to my husband and I through our realtor. He worked closely with our realtor and helped guide us through the mortgage process to purchase our first home. As first time home buyers, Nick would email us links to explain all the terms and next steps to help us better understand the world of home loans. He was very flexible with meeting us our terms and availability. Nick was quick with responses and if he couldn’t answer our questions right away he would find out and get back to us as soon as possible. His personality is friendly, approachable and honest. Provided us with the best options and truly knows the market. Even after we purchased our home, Nick extended his expertise on any of our future questions. Nick is an actual person that you may contact and he communicates with the real estate agent so you're not explaining everything every time you meet. If you're looking to have professional, honest and reliable lender, we highly recommend Nick.

Mao X.
Elk Grove, CA

He is a very responsible person that sees his work through and he gets the job done very swiftly and neatly. He helped me with loan by making sure i am able to purchase my home. He is a wonderful guy that act quickly to his customers and he does his duties very explicit.

Luha P.
Elk Grove, CA

Buying a home? Nick Street is the man you want on your team. Nick was super-responsive and he proved to be as much invested in the process as we were. I'm sure he had other clients, but we felt like we were the only ones. I know for a fact that we wouldn't have gotten our home at the amazing price we wanted without Nick. He knows the industry and knows what we as buyers need to do to win. Personality goes a long way. We've inquired with other lenders/brokers and they all seemed passive and disinterested, almost as if they were just passing around paperwork. Not Nick. Even before we decided to work with him, a provided us a strategy and roadmap to getting us into the house we wanted. He's sort of like a coach. He's going to "keep it real" with you (in a very respectful manner) but you will no doubt trust him to have your best interests at heart.

Burt V.
Oakland, CA
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