Jessica Phun

  • Mortgage Loan Originator
  • NMLS: 1476899
  • (916) 598-4331
  • 2399 American River Drive, Suite 1
  • Sacramento, California 95825

Welcome to my website.

Whether you're buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need to make sure you're dealing with a top professional who is able to give you quick and accurate advice on your home mortgage needs. I have the expertise and knowledge you need to explore the many financing options available.

Ensuring that you make the right choice for you and your family is my ultimate goal. And I am committed to providing my customers with mortgage services that exceed their expectations. I hope you'll browse my website, check out the different loan programs I have available, use my decision-making tools and calculators, and apply for a loan in just four easy steps with the short form Application.

After you've applied, I'll call you to discuss the details of your loan, or you may choose to set up an appointment with me using my online form. As always, you may contact me anytime by phone, fax or email for personalized service and expert advice.

 

Great team and very knowledgeable!

Tashua C.

Jessica Phun was an excellent loan officer! She was extremely professional, knowledgeable, kind and prompt with any questions I had. She answered my emails, and phone calls at her earliest convenience. I'm so happy to have had a chance to work with her! I'm extremely grateful for all the work and effort she put in to make sure I got the best rate. Thank you Jessica for everything! Your company is very lucky to have you, I will definitely recommend you and your company to all of my friends and family who are thinking of getting a loan for their new home/investment

Fernan T.

Jessica was an awesome Loan Officer to work with and went above and beyond to guide and support me through the process. Would recommend her to everyone I know!

Evan K.

Jessica ensured that I understood each step of the refinancing process. She was very attentive to contact me via text and/or e-mail.

Beatrice T.

This process has been amazing and easy thanks wholly to Jessica and her hard work and dedication. Could not have had a better experience . I will definitely be recommending her to friends and colleagues.

Preston A.

Jessica, my loan officer, was available by phone/email 24/7. She never said no to me, made sure I knew everything up front, and was patient with my request. Thank you so much!

N. Pham & D. Tran

Jessica with Mountain West Financial did an amazing job. I would definitely recommend her to future clients, friends & family.

Victor M.

Excellent service. Would definitely recommend to friends.

Michael C.

Jessica was great throughout the process. She was professional and prompt in her correspondence , very helpful.

David L.

Great experience! I was helped along the way and it was fast and as stress free as possible.

Fischl Family

Jessica is Awesome! Totally.

Charles & Neal M.

Jessica did a great job!!

Linda P.
Stop! Don't Delay Closing Your Loan With These Mistakes
Stop! Don't Delay Closing Your Loan With These Mistakes
Jun 19 2019   closing costs home loan credit score best home loan rate save money on loan
You found the dream house, got approved for a mortgage at a payment you can afford and are now just waiting to close. Time to take it easy --maybe start shopping for new appliances or even look into taking that new job that's closer to your new... Read More
It Might Be Better To Skip The Starter Home --Here's Why
It Might Be Better To Skip The Starter Home --Here's Why
Jun 12 2019   first time buyer first home first mortgage home loan apply for a first home loan
The typical advice for first time home buyers is to purchase a starter home --that is, the home that's one step away from their larger "forever" home. But is that always the best route to go? With just about 45 million millennials entering the real... Read More
The Exciting Possibilities of a VA Cash-Out Refi
The Exciting Possibilities of a VA Cash-Out Refi
Jun 5 2019   va loan home loan for veterans government loans for home improvement refinance cash out refi
If you’re a veteran, you have several options for refinancing --ones that work differently than a streamline refi. With a VA cash-out refi, veterans like you can take out some of the equity and use it however you want. Just like any other big... Read More
Planning Your First Vegetable Garden
Planning Your First Vegetable Garden
Jun 4 2019   Vegetable Garden
Planning your first vegetable garden Planting tomatoes, carrots, or herbs for the first time? If you're a novice, you’re in luck. We have all the vegetable gardening tips for beginners you’ll need to plan, prepare, plant, and maintain... Read More